Final Week For
Free Homebuyer Education
CalHFA is celebrating National Homeownership Month by offering its homebuyer education course for free until June 30. Visit our homebuyer education page, and get signed up for the five-hour course.
Homebuyer education certificates are good for a full year, so whether you are buying now or a year from now, . . . → Read More: CalHFA: Final Week For Free Homebuyer Education
MyHome Assistance Program
California Housing Finance Agency Launches New Mortgage Assistance Program
Helps first-time homebuyers with down payment and closing costs
MyHome provides a deferred-payment junior loan – up to 5% of the purchase price, or appraised value, whichever is less, to be used for their down payment and/or closing costs. This program must be combined with a . . . → Read More: CalHFA – New MyHome Downpayment Assistance Program
Look for the Department of Business Oversight newspaper insert in your local newspaper on Sunday, June 28.
Guard Against Fraud – Assistance from the California Department of Business Oversight Can Help Consumers Make Educated Financial Decisions and Guard Against Fraud.
Click on image to read . . . → Read More: Guard Against Fraud
CalHFA: Opening the Door to Homeownership
June is National Homeownership Month, an effort to educate consumers about the benefits and the far-reaching effects of homeownership.
Homeownership is about building roots in a community, committing to a neighborhood and gaining more financial stability.
“Owning a home is one of the best ways American families can enter the middle class,” U.S. Department . . . → Read More: Keep Your Home CA Blog: CalHFA is Opening the Door to Homeownership
California Housing Finance Agency Celebrates Homeownership Month
Offers Multiple Programs to Help Buyers Achieve Dreams of Purchasing a Home
June is National Homeownership month, the market is turning around and there are thousands of families who can now take advantage of low interest rates and down payment assistance to make the jump from renting to owning.
Homes are selling . . . → Read More: CalHFA Celebrates Homeownership Month – Offers Multiple Programs to Help Buyers Achieve Dreams of Purchasing a Home
CalHFA’s Homebuyer Education
ONLINE: You can take eHome’s eight-hour Homebuyer Education course online.
IN-PERSON: Face-to-face Homebuyer Education through any HUD-Approved Housing . . . → Read More: CalHFA’s Homebuyer Education – Online and In-Person
Hardship & Foreclosure Assistance
Are you experiencing financial hardship and having difficulties making your mortgage payment? Visit CalHFA’s Hardship Assistance Page to view options available to you.
Keep Your Home California programs are designed for homeowners who are struggling to pay their mortgages.
The Home Affordable Refinance Program (HARP) is available on loans owned by Fannie Mae and Freddie . . . → Read More: Hardship & Foreclosure Assistance
CalHFA Launches New 97% LTV Conventional Loan Programs and Energy Efficient Mortgage + Grant Program
CalHFA announced a new program in May 2014. Two of the new programs are conventionally insured, first mortgage loans offering a maximum LTV of 97.00%. The third is CalHFA’s Energy Efficient Mortgage combined with a grant to allow for additional energy efficient . . . → Read More: CalHFA Launches New 97% LTV Conventional Loan Programs and Energy Efficient Mortgage + Grant Program
CalHFA Loan Programs
CalHFA offers a variety of loan programs for first-time homebuyers.
FIRST MORTGAGE PROGRAMS
Government Insured Loans
CalPLUS FHA Loan Program
The CalPLUS FHA program is an FHA-insured loan featuring a CalHFA fixed interest rate first mortgage. This loan is fully amortized for a 30-year term and is combined with the CalHFA Zero Interest Program . . . → Read More: June is National Homeownership Month – CalHFA Loan Programs
First-Time Homebuyers (en Español)
The California Housing Finance Agency (CalHFA) understands that buying your first home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.
Of course, . . . → Read More: June is Homeownership Month: First-Time Homebuyer Information in 4 Steps