Budget Challenge® is an award winning and patented personal finance simulation where young people can actually experience how to manage money in a real life setting. The Learn-By-Doing approach puts students in the driver’s seat in the Road Test for Personal Finance®. Students receive paychecks and bills in real time and are challenged to manage their payments and save money for retirement in a 401k. This competition-style, web based simulation integrates traditional standards-aligned material with modern technology. Budget Challenge® aligns with CEE and Jump$tart K-12 Personal Finance national standards and puts these topics into action with real consequences. Budget Challenge® has teamed up with H&R Block to make this program free to schools with a chance for students to win up to $3 million in scholarships. Awarding over 130 separate $20,000 college scholarships for students makes this an opportunity that can really change their lives. Budget Challenge® was featured in an article in Time.com publishing some of our data proving that “kids really do benefit from learning about money in school…” time.com/money/3718868/financial-education-study-wisconsin/. The teacher registration deadline for the final fall simulation is approaching soon! For fall and spring registration details and online registration for free 10 week Budget Challenge® simulations go to: www.hrbds.org.