Join us 3/18 in Sacramento to learn more about how the CRA can benefit your community-based organization.
Community Reinvestment Act (CRA) Training
for Community Based Organizations
Sponsored by the Federal Reserve Bank of San Francisco, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency
Community organizations often wonder how they can build or strengthen relationships . . . → Read More: Community Reinvestment Act (CRA) Training for Community Based Organizations in Sacramento on March 18
2015-02-28, 9:00 a.m – 3:00 p.m
The Kaiser Center
300 Lakeside Dr. Oakland, CA 94612
San Bernardino, CA
2015-03-16, 2:00 p.m – 8:00 p.m
Arrowhead Event Center
180 S. Arrowhead Avenue
San Bernardino, CA 92408
. . . → Read More: Homeowner Events in Oakland and San Bernardino
Foreclosure Avoidance Counseling
HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. As part of President Obama’s comprehensive Homeowner Affordability and Stability Plan (HASP), you may be eligible for a special Making Home Affordable loan modification or refinance, to reduce your monthly payments and help you keep . . . → Read More: Foreclosure Avoidance Counseling – HUD-Approved and Free (no need to pay for these services)
Information from the CFPB
CONSIDERING A REVERSE MORTGAGE?
A reverse mortgage is a special type of home equity loan sold to homeowners aged 62 and older. The loan allows homeowners to access a portion of their home equity as cash. In a reverse mortgage, interest is added to the loan balance each month, and the balance grows. The . . . → Read More: Information from the CFPB regarding Reverse Mortgages (also called HECMs)
Posted: January 16, 2015
Volunteer who helps others achieve the American Dream turns to state program to keep her own home.
Karen K. has a unique story.
She’s been a volunteer for more than 10 years with Habitat for Humanity, and helped build homes while she worked full-time at a marketing research company.
“I view homeownership as . . . → Read More: Keep Your Home California Success Stories – Meet Karen K.
Keep Your Home California
Monthly Question & Answer
Q: Are homeowners eligible for Unemployment Mortgage Assistance benefits for more than one unemployment incident?
A: Homeowners may be eligible for Unemployment Mortgage Assistance benefits more than once provided they meet program eligibility criteria and have not exceeded the 18 month, $54,000 maximum program assistance or the $100,000 overall program . . . → Read More: Keep Your Home California – Q&A Are homeowners eligible for Unemployment Mortgage Assistance benefits for more than one unemployment incident?
Sending money out of love, or sending a scammer money?
Consumer reminder from FTC
Love is a powerful thing. So when a loved one calls or emails, saying they’re in trouble, you’d want to help, right? If they ask you to send cash immediately — should you follow your heart?
The short answer is: no. Unfortunately, scammers pretend to be . . . → Read More: Sending money out of love, or sending a scammer money?