Check Out Your Financial Professional
Even if a close friend or family member recommends a financial professional, you should still check that person out. Before becoming a customer, take the time to confirm that the person you’re considering is currently registered, and look at the background of both the firm and the financial professional for . . . → Read More: FINRA: High-Yield CDs: Red Flags That Signal a Scam and more…
Summer – that magical season where kids are home all day and parents have to find unique, fun ways to keep them entertained.
From The Mint
Below are a few ideas that combine quality time with opportunities to reinforce important lessons about money smarts.
1. Grocery Game Show
Turn your next shopping trip into a competition. Tell the kids what . . . → Read More: The Mint: Summer is for Saving
Have a Consumer Question? Ask Marietta!
Do you have a question about credit reports, mortgages or any other consumer issue?
Ask Marietta, the editor of the Consumer Action Handbook, and she could answer it live next Tuesday, June 24, during a Google Hangout.
You can email questions to Marietta at email@example.com or tweet them using the hashtag #AskMarietta.
Then make . . . → Read More: Have a Consumer Question? Ask Marietta!
Upcoming Homeownership Events
Visit the Keep Your Home California Website for additional events and information.
Foreclosure Prevention and Intervention Workshop
June 19 @ 3:00 pm – 6:00 pm
7677 Oakport St. #1030, Oakland, CA 94621 United States
+ Google Map
Download Event Flyer
Find out more »
Homebuyer Education Workshop
June 21 @ 9:00 am – 5:00 . . . → Read More: Upcoming Homeownership Events
ASSESSING THE ECONOMIC INCLUSION POTENTIAL OF MOBILE FINANCIAL SERVICES
Division of Depositor and Consumer Protection
Federal Deposit Insurance Corporation
Last Revised: April 23, 2014
This white paper is presented for discussion purposes and does not represent official policy views of the Federal Deposit Insurance Corporation.
Assessing the Economic Inclusion Potential of Mobile Financial Services
This . . . → Read More: FDIC White Paper: Assessing The Economic Inclusion Potential Of Mobile Financial Services
Consumers Beware: 5 Tips to Keep you Scam-Free this Summer
For the majority of Americans who plan to take a vacation, attend a concert, or work on their home or garden this summer, this season comes with its own unique consumer challenges. Here are the top five scams and frauds to be alert for this time of . . . → Read More: USA.gov Consumers Beware: 5 Tips to Keep you Scam-Free this Summer
CalHFA Launches New 97% LTV Conventional Loan Programs and Energy Efficient Mortgage + Grant Program
CalHFA announced a new program in May 2014. Two of the new programs are conventionally insured, first mortgage loans offering a maximum LTV of 97.00%. The third is CalHFA’s Energy Efficient Mortgage combined with a grant to allow for additional energy efficient . . . → Read More: CalHFA Launches New 97% LTV Conventional Loan Programs and Energy Efficient Mortgage + Grant Program
CalHFA Loan Programs
CalHFA offers a variety of loan programs for first-time homebuyers.
FIRST MORTGAGE PROGRAMS
Government Insured Loans
CalPLUS FHA Loan Program
The CalPLUS FHA program is an FHA-insured loan featuring a CalHFA fixed interest rate first mortgage. This loan is fully amortized for a 30-year term and is combined with the CalHFA Zero Interest Program . . . → Read More: June is National Homeownership Month – CalHFA Loan Programs