Debit, Credit and Prepaid Cards: There Are Differences

From the Summer 2012 FDIC Consumer News

Debit, Credit and Prepaid Cards: There Are Differences

 FDIC “quick guide” to understanding the differences in the cards

Many consumers use debit, credit and prepaid cards, often interchangeably, to purchase goods and services. However, these three types of cards are quite different. Consider the following.

Each card works differently. If you use a . . . → Read More: Debit, Credit and Prepaid Cards: There Are Differences

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GoDirect Check Insert Update Sent to all Benefit Recipients

GoDirect Check Insert Update

Last month, all federal benefit check recipients received an insert with their monthly check that emphasized the need to make the switch to electronic payments by March 1, 2013.

All Social Security check recipients received an insert with a message about Treasury representatives available to help.

Those who get Supplemental Security Income, Veterans Compensation and Pension or . . . → Read More: GoDirect Check Insert Update Sent to all Benefit Recipients

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Financial Institution Training – Confronting Elder Financial Abuse

Financial Institution Training Confronting Elder Financial Abuse
Don’t miss this important event — Register Now!

Financial elder abuse is a crime. It involves the wrongful taking of money or property, whether through fraud, scams, predatory caretakers, family, or others. An estimated $2.9 billion is stolen annually from elders.

California financial institutions are mandated reporters of . . . → Read More: Financial Institution Training – Confronting Elder Financial Abuse

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Savings Tip from the AICPA: Find Your Center

Savings Tip from the AICPA: Find Your Center

Money can  be stressful, whether you have a little or a lot. It’s also something  that just about everyone agrees can make you feel good when managed correctly.  Handling financial stress can be much easier if you have other life stressors under control. Here are a few tips to help you find and . . . → Read More: Savings Tip from the AICPA: Find Your Center

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Resilience and Rebuilding for Low-Income Communities: Research to Inform Policy and Practice – April 11-12, 2013

 

 

 

Resilience and Rebuilding for Low-Income Communities: Research to Inform Policy and Practice – April 11-12, 2013

Call for papers

// The eighth biennial Federal Reserve Community Development Research Conference will be held April 11–12, 2013, at the Renaissance Hotel in Washington, DC. Community development is a dynamic research arena that requires the input of a multitude of voices, . . . → Read More: Resilience and Rebuilding for Low-Income Communities: Research to Inform Policy and Practice – April 11-12, 2013

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“Unbanked” in the News

The FDIC recently released the results of the second National Survey of Unbanked and Underbanked Households which collected data on the  number of U.S.  households that are unbanked and underbanked, their demographic  characteristics, and their reasons for being unbanked and underbanked. The  survey was conducted by the U.S. Census Bureau as a special supplement to the  Current Population Survey . . . → Read More: “Unbanked” in the News

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Oakland Financial Planning Day – October 6

Oakland Financial Planning Day

Saturday, October 6, 2012

9:00 am – 4:00 pm

Oakland City Hall

City of Oakland and the Financial Planning Association of East Bay invite you to attend Oakland Financial Planning Day on Saturday, October 6, 2012 from 9:00 am to 4:00 pm at the Oakland City Hall, where you’ll be able to meet one-on-one with dozens . . . → Read More: Oakland Financial Planning Day – October 6

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Los Angeles Financial Planning Day – October 13

Los Angeles Financial Planning Day

Saturday, October 13, 2012

10:30 am – 2:00 pm

Los Angeles Central Library

City of Los Angeles and the Financial Planning Association of Los Angeles invite you to attend Los Angeles Financial Planning Day on Saturday, October 13, 2012 from 10:30 am to 2:00 pm at the Los Angeles Central Library, where you’ll be able . . . → Read More: Los Angeles Financial Planning Day – October 13

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Greater Sacramento Financial Planning Day – October 13

– Print some out and spread the word!

Greater Sacramento Financial Planning Day

Saturday, October 13, 2012

9:00 am – 3:00 pm

West Sacramento City Hall

City of West Sacramento and the Financial Planning Association of Northern California invite you to attend Greater Sacramento Financial Planning Day on Saturday, October 13, 2012 from 9:00 am to 3:00 pm at the West . . . → Read More: Greater Sacramento Financial Planning Day – October 13

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FDIC 2011 National Survey of Unbanked and Underbanked

 

FDIC Releases National Survey of Unbanked and Underbanked 

The Federal Deposit Insurance Corporation (FDIC) released the results of its 2011  National Survey of Unbanked and Underbanked Households, a comprehensive survey on the unbanked and underbanked in the United States.  The survey indicates that more than one in four U.S. households (28.3%) are either unbanked or underbanked, a . . . → Read More: FDIC 2011 National Survey of Unbanked and Underbanked

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