California Department of Corporations Advises Caution for Payday Loan Consumers.
The Department of Corporations has posted an Internet Payday Lending Alert for consumers who use payday cash advances from online lenders.
The Alert warns potential borrowers to take extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the Department of Corporations, . . . → Read More: California Department of Corporations Advises Caution for Payday Loan Consumers
We published the following list complied by FINRA Investor Education Foundation earlier this year. Original list is available at http://www.finra.org/Investors/ProtectYourself/InvestorAlerts/MoneyManagement/P125281.
Weathering Tough Economic Times—12 Tips for 2012
Tough economic times have taken a toll on many Americans over the last couple of years. But making sound financial decisions and saving for the future can help you weather financial . . . → Read More: Weathering Tough Economic Times—12 Tips for 2012
Promote Financial Literacy! Financial Literacy Education and Promotion Campaigns
Let’s mark our calendars and start planning.
Spread the message of financial literacy.
Accompish community outreach goals.
Build relationships with other community organizations.
And make a lasting difference in the lives of those we serve.
January 27 Earned Income Tax Credit Awareness Day
February 19-26 America Saves Week
February 19-26 Military Saves Week
March 4-10 National Consumer Protection . . . → Read More: Promote Financial Literacy! Financial Literacy Education and Promotion Campaigns
California State Employees Charitable Campaign Statewide Kick-Off
August 22, 2012
State Capitol, Sacramento
The public and nonprofit sector and the general public came together on the West Steps of the State Capitol to rally for the upcoming California State Employees Charitable Campaign (CSECC) with a Nonprofit Agency Resource Fair featuring over 100 booths.
Alana Golden represented Bank on California and Bank . . . → Read More: Photos: California State Employees Charitable Campaign Statewide Kick-Off – Bank on California and Bank on Sacramento
It’s Back-to-School Time: Protecting Kids’ Identities
As back-to-school time approaches, children may be thinking about meeting up with friends to share stories about their summer adventures. But when it comes to personal information, parents and kids need to be careful about sharing too much. These days the casual use of sensitive data (like a Social Security number . . . → Read More: It’s Back-to-School Time: Protecting Kids’ Identities
Survey: Family Members, Caregivers and Swindlers are Top Financial Exploiters of Older Americans
Over Half of Experts Say Seniors Do Not Have Right Resources to Pick Financial Advisors; Most Effective Ways to Stop Victimization Seen as Face-to-Face Education and Help.
Investment fraud and financial exploitation targeting older Americans is a major problem today and most seniors do not . . . → Read More: Survey: Family Members, Caregivers and Swindlers are Top Financial Exploiters of Older Americans
Getting the Most From Your Bank Account
What’s the Right Account for Your Everyday Banking Needs?
Debit, Credit and Prepaid Cards: There Are Differences
Going Paperless with Electronic Statements
Thinking About Changing Banks? Consider Your Options
For More Help or Information Regarding Bank Accounts
Now Available: Large-Print “Your Insured Deposits”
Your Mortgage: Tips for Finding, Managing a Home Loan . . . → Read More: FDIC Consumer News Summer 2012: Getting the Most From Your Bank Account
FTC Advises Parents How to Protect Kids’ Personal Information at SchoolA new school year usually means filling out paperwork like registration forms, health forms, and emergency contact forms, to name a few. The Federal Trade Commission wants parents to know that many school forms require personal and sensitive information that, in the wrong hands, could be . . . → Read More: FTC Advises Parents How to Protect Kids’ Personal Information at School
From the CFPB
Foreclosure help is free, and scams are expensive
If you’re having trouble paying your mortgage, we can help you get connected to a HUD-approved housing counselor at no cost to you. The counselor can help you work with your servicer or lender to try to avoid foreclosure, organize your finances, understand your mortgage options, and . . . → Read More: Foreclosure Help is Free, and Scams are Expensive
Wealth Building Policy Project
DFI is joining with the Federal Reserve Bank of San Francisco to assist the National Council of La Raza (NCLR) to conduct the Wealth Building Policy Project. This consists of 25 guided telephone interviews with community lending executives that serve key Low and Middle Income Latino and Immigrant markets. Through these interviews, NCLR seeks to better . . . → Read More: Wealth Building Policy Project