Forty percent of U.S. workers are planning to delay their retirement due to concerns about outliving their savings and fears of rising healthcare costs, according to a survey releasedthis month by consultants Towers Watson
Part II: Attitudes Toward Risk
The economic crisis compelled employees to rethink their attitudes toward risk. The second brief in our Retirement Attitudes . . . → Read More: Retirement Attitudes – 40% of U.S. Workers plan to delay their retirement, survey says
Free Seminars: Financial Sense to White Picket Fence
In April 2010, designated as Financial Literacy Month in California, the California Department of Real Estate (DRE) launched its Financial Literacy Outreach Program. In an effort to educate all Californians to fully understand the complexities of real estate transactions, from school-aged kids to senior citizens, the DRE through this . . . → Read More: California Community College Real Estate Education Center in partnership with the California Department of Real Estate – Financial Literacy Seminars
The Department of Labor provides a simple list of ways to prepare for retirement. After you review the information, you can use the link to the printer friendly version and print it out for your personal finance files and review it regularly, at least annually, to make sure you are on the right track for retirement.
More . . . → Read More: Top 10 Ways To Prepare For Retirement
Check Before You Invest!
Check the background of your financial services professional before entrusting them with your hard-earned dollars. You can check to make sure that the broker with which you intend to do business is properly licensed and has a clean disciplinary history by using FINRA’s BrokerCheck tool.
The Financial Industry Regulatory Authority (FINRA), an independent regulator . . . → Read More: Check Before You Invest!
THE ABCs OF CREDIT CARD FINANCE – 2011
A Student Credit Card Literacy Program
For several years now, DFI’s Consumer Education and Outreach program has partnered with the Center for Student Credit Card Education, Inc. (CSCCE) to offer a free credit card literacy program, “The ABCs of Credit Card Finance,” consisting of a Student Primer, Trainer’s Guide and PowerPoint Presentation.
The program has . . . → Read More: THE ABCs OF CREDIT CARD FINANCE – A Student Credit Card Literacy Program
Happy National Protect Your Identity Week
It can happen to anyone, anywhere; suddenly your account balance takes a dive, or you receive a bill for a credit card you know nothing about. It’s not a memory lapse, it’s identity theft. All it takes is a few key pieces of information and someone can access your accounts, open . . . → Read More: Protect Your Identity Week – 4 Tips from Benjamin Bankes
President Barack Obama announced appointments to the President’s Advisory Council on Financial Capability.
As part of the announcement, President Obama said, “I am confident that these highly qualified men and women will greatly serve the American people as they work to improve financial literacy and promote services that will benefit consumers. I look forward to their sound . . . → Read More: President’s Advisory Council on Financial Capability
The U.S. Census Bureau reports poverty data from several major household surveys and programs. Last month, the Census Bureau released the Poverty: 2008 and 2009 American Community Survey (September 2010).
In the 2009 ACS, 14.3 percent of the U.S. population had income below their respective poverty thresholds. The number of people in poverty increased to . . . → Read More: U.S. Census Bureau – Poverty Survey
The Elder Financial Protection Network (EFPN) announced a new partnership with the San Francisco Identity Theft Council to focus on the growing crime of seniors as targets of identity theft.
A FREE event will take place at the Fort Mason Center in San Francisco on Wednesday, October 27th to celebrate the launch of the San Francisco Identity Theft . . . → Read More: Event: EFPN Announces San Francisco Identity Theft Council
HOPE Oakland Financial Literacy Empowerment Forum
Tuesday, October 19, 2011
9:00 am – 10:00 am Registration
10:00 am – 3:00 pm
Oakland Marriott City Center, Jewett Ballroom
Oakland, California 94607
This is a free event.
Welcome and Introduction
EVP, Chief of HOPE Banking Network
Mayor Ron Dellums
City of Oakland
John Hope Bryant
Founder, Chairman and Chief Executive Officer
Operation HOPE, Inc.
Rebirth of America, Making . . . → Read More: Event – HOPE Oakland Financial Literacy Empowerment Forum