What You Need to K now: New Rules for Giftcards – Español
New Federal Reserve rules provide important protections when you purchase or use gift cards. Here are some key changes that apply to gift cards sold on or after August 22, 2010:
Covered by the new rules
Store gift cards, which can be used only at a particular . . . → Read More: Using Giftcards – What You Need to Know
The FRB produces a consumer brochure to help us protect ourselves from frauds and scams. Read the brochure online or download the information to share with your family, friends, neighbors, coworkers…
Frauds and Scams
Protect Yourself and Your Money
Everyone is subject to fraudulent schemes and con games. Older people in particular seem to be frequently targeted, perhaps because . . . → Read More: Protect Yourself and Your Loved Ones from Frauds and Scams
Financial Tips for Women
“You don’t get rich by what you earn. You get rich by what you don’t spend.” – Henry Ford
Empowering yourself to take control and manage your finances is an important part of financial health, much like nutrition and exercise are key components of physical health. And, whether you consider yourself an “investor” . . . → Read More: Financial Tips for Women
One year ago, the FDIC released a free tool kit of information to help borrowers, community stakeholders and the banking industry avoid unnecessary foreclosures and stop foreclosure “rescue” scams that promise false hope to consumers at risk of losing their homes.
The tool kit includes critical information to help borrowers know who to contact and what documents they need to . . . → Read More: Foreclosure Prevention Toolkit
The College Board released the third edition of Education Pays: The Benefits of Higher Education for Individuals and Society.
Some of the key ideas in the report (excerpts from Executive Summary:
The Benefits of Higher Education
Individuals with higher levels of education earn more and are more likely than others to be employed.
Median earnings of bachelor’s degree recipients working . . . → Read More: Education Pays – College Board Releases 2010 Report
Investment fraud does happen … and it can happen to you. “Tricks of the Trade: Outsmarting Investment Fraud” is an hour-long documentary on preventing investment fraud. Utilizing compelling stories of victims and perpetrators, the video uncovers the persuasion tactics that con artists use to defraud their victims and the basic tools investors can use to defend . . . → Read More: A New, Hour-long Documentary on Preventing Investment Fraud
When you think about using the library now, you may think of getting in the car, driving to the nearest branch, finding the book you’re looking for – hopefully all the copies won’t be checked out – then waiting in line to borrow it. But what if all you had to do was log on to . . . → Read More: Free E-books From Your Local Library
By saving now, what could I do in the future?
Ridgewood Savings Bank’s Teach Children to Save Essay Contest
Need another way to Teach Children to Save?
Ridgewood Savings Bank uses an essay contest to get students involved. Ridgewood Savings Bank started their essay contest last year. The essay contest engages students by getting them to write and talk about . . . → Read More: Attention Banks, Credit Unions, Teachers, Parents: Need another way to Teach Children to Save?
Disasters and Financial Planning: A Guide for Preparedness was prepared by the American Institute of Certified Public Accountants (AICPA), AICPA Foundation, the American Red Cross, and the National Endowment for Financial Education® (NEFE®).
Taking even some basic precautions will go a long way toward protecting you financially from a disaster.
The free guide offers five tips to ensure that . . . → Read More: WHEN DISASTER STRIKES, BE FINANCIALLY PREPARED – A free guide is available from the Red Cross, NEFE and AICPA
On September 16, families around the country are encouraged to sit down and talk about money and financial responsibility as part of “The National Money Night Talk” program, presented by American Express and personal finance expert Jean Chatzky.
To help parents get prepared to have the talk, American Express and Jean Chatzky have created an online resource . . . → Read More: September 16th is National Money Night Talk – Have you had ‘the talk’?