California Department of Corporations Advises Caution for Payday Loan Consumers

California Department of Corporations Advises Caution for Payday Loan Consumers.

The Department of Corporations has posted an Internet Payday Lending Alert for consumers who use payday cash advances from online lenders.

The Alert warns potential borrowers to take extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the […]

Department of Corporations – Small Business Advisory: Crowdfunding

The following Small Business Advisory was distributed by the California Department of Corporations on Crowdfunding.

CROWDFUNDING

On April 5, 2012, President Obama signed into law the Jumpstart Our Business Startups (JOBS) Act, a series of legislative provisions intended to facilitate capital formation in the United States. Part of this legislation included the CROWDFUND Act, which […]

What is Crowdfunding?

Crowdfunding

The Internet has become an inexpensive and easy way for individuals and businesses to raise money for their activities. Congress recently passed the JOBS Act, which directs the Securities and Exchange Commission (SEC) to create rules exempting crowdfunding from the securities registration laws. Once implemented these rules will remove restrictions […]

$AIF Seniors Against Investment Fraud – Featured Financial Literacy Program to Highlight California Financial Literacy Month – April 2012

Featured Financial Literacy Program to Highlight California Financial Literacy Month – April 2012

The CAFLM Blog will feature a financial literacy program every day in March (and possibly extending into April) to highlight California Financial Literacy Month, April 2012. To feature your financial literacy program, see the CAFLM Blog post dated January 31, 2012.

Today […]

Check Before You Invest!

Check Before You Invest!

Check the background of your financial services professional before entrusting them with your hard-earned dollars. You can check to make sure that the broker with which you intend to do business is properly licensed and has a clean disciplinary history by using FINRA’s BrokerCheck tool.

The Financial Industry Regulatory Authority (FINRA), […]