Hardship & Foreclosure Assistance
Are you experiencing financial hardship and having difficulties making your mortgage payment? Visit CalHFA’s Hardship Assistance Page to view options available to you.
Keep Your Home California programs are designed for homeowners who are struggling to pay their mortgages.
The Home Affordable Refinance Program (HARP) is available on loans owned by Fannie Mae and Freddie . . . → Read More: Hardship & Foreclosure Assistance
Advertising Reminds Eligible Borrowers of December 31, 2012 Deadline to Request Free, Impartial Foreclosure Review
Advertising and other outreach efforts are kicking off around the country to remind eligible borrowers of the December 31 deadline to request a free, impartial review through the Independent Foreclosure Review.
Print, radio, television, and online advertising will target the communities hardest hit . . . → Read More: Advertising Reminds Eligible Borrowers of December 31, 2012 Deadline to Request Free, Impartial Foreclosure Review
Independent Foreclosure Review Audioconference
Join a Connecting Communities® audioconference on Tuesday, October 16 from 3:00-4:00pm Eastern to learn more about the Independent Foreclosure Review (IFR) process and how to spread the word to potentially eligible borrowers.
Thousands of current or former homeowners that were in foreclosure in 2009 or 2010 may be eligible for compensation . . . → Read More: Independent Foreclosure Review Audioconference
From the CFPB
Foreclosure help is free, and scams are expensive
If you’re having trouble paying your mortgage, we can help you get connected to a HUD-approved housing counselor at no cost to you. The counselor can help you work with your servicer or lender to try to avoid foreclosure, organize your finances, understand your mortgage options, and . . . → Read More: Foreclosure Help is Free, and Scams are Expensive
Independent Foreclosure Review
The Federal Reserve recently released a video on the Independent Foreclosure Review. The video aims to help borrowers who believe they were financially harmed during foreclosure processes between 2009 and 2010.
Many borrowers across the country have gone through foreclosure in recent years. Sometimes consumers went through the process with unanswered questions and concerns about . . . → Read More: Video: Independent Foreclosure Review
Deadline to Request Review Under the Independent Foreclosure Review Extended to July 31
Federal regulators today announced that people seeking a review of their mortgage foreclosures under the federal banking agencies’ Independent Foreclosure Review now have until July 31, 2012, to submit their requests.
The Office of the Comptroller of the Currency (OCC) and the Board of Governors . . . → Read More: Deadline to Request Review Under the Independent Foreclosure Review Extended to July 31
Independent Foreclosure Review
Looking for information about the Independent Foreclosure Review?
Eligible customers were mailed letters in December (by December 31, 2011) that explained the Independent Foreclosure Review process and a Request for Review Form that identifies some examples of situations that may have led to financial injury. The form must be completed and postmarked no later than April 30, . . . → Read More: Independent Foreclosure Review – Forms are due by April 30
Independent Foreclosure Review Underway
Federal bank regulators announced that the independent foreclosure review required under enforcement actions taken in April 2011 by the Office of the Comptroller of the Currency, Federal Reserve, and Office of Thrift Supervision) is now underway. Fourteen large mortgage servicers were required to correct deficiencies in their servicing and foreclosure processes and to engage independent . . . → Read More: Federal Bank Regulators Announce Independent Foreclosure Review Underway
Enjoy the rides, check the exhibits and learn how to avoid foreclosure.
Stop by the CalHFA Keep Your Home California program’s information table at the California State Fair, Building A, Booth 135.
For more information about Keep Your Home California, visit the CalHFA . . . → Read More: Enjoy the rides, check the exhibits and learn how to avoid foreclosure – CalHFA
One year ago, the FDIC released a free tool kit of information to help borrowers, community stakeholders and the banking industry avoid unnecessary foreclosures and stop foreclosure “rescue” scams that promise false hope to consumers at risk of losing their homes.
The tool kit includes critical information to help borrowers know who to contact and what documents they need to . . . → Read More: Foreclosure Prevention Toolkit