7 factors that determine your mortgage interest rate

7 factors that determine your mortgage interest rate

If you’re like most people, you want to get the lowest interest rate that you can find on your mortgage loan. But how is your interest rate determined? That can be difficult to figure out for even the savviest of mortgage shoppers. Your lender knows how your interest rate . . . → Read More: 7 factors that determine your mortgage interest rate

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Fraud Alert from Keep Your Home California

Keep Your Home California

Fraud Alert: Homeowners will never be asked to pay a fee for any Keep Your Home California program.

If you are asked to pay a fee or suspect fraud or misrepresentation related to a Keep Your Home California program or representative, you are encouraged to contact our Compliance unit at 916-326-8686, or by . . . → Read More: Fraud Alert from Keep Your Home California

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CFPB: 5 reasons to check out our Owning a Home tools now

CFPB: 5 reasons to check out our Owning a Home tools now

By Owning a Home Team

Buying a home and taking on a mortgage is a big financial decision, one most of us will make only a few times in our lives. No matter where you are on your journey, whether you’re currently looking for a . . . → Read More: CFPB: 5 reasons to check out our Owning a Home tools now

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FTC: Top blog posts of 2014

FTC: Top blog posts of 2014

It’s that time of year when everyone’s compiling their Best of 2014 list. We didn’t want to miss the fun so here’s our own list of the 10 Most Read Consumer Blog Posts of 2014.

10. Is that debt collector for real? told you about a company the courts shuttered for duping . . . → Read More: FTC: Top blog posts of 2014

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CFPB: Nearly half of mortgage borrowers don’t shop around when they buy a home

Nearly half of mortgage borrowers don’t shop around when they buy a home

By Sergei Kulaev

Buying a home is a big purchase, but it’s just that: a purchase. When it comes to spending money on our daily expenses, we have lots of options to help us find the best deal possible. Take, for example, digital gadgets. To . . . → Read More: CFPB: Nearly half of mortgage borrowers don’t shop around when they buy a home

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We’re Featured in Mediaplanet Financial Literacy Campaign

We recently participated in the Mediaplanet Financial Literacy campaign in which industry advocates and leaders came together to deliver financial knowledge and advice that highlight tools and institutions that can be utilized to maximize income and make right investment choices to help plan for a healthy financial future.

The campaign was distributed through the San Francisco Chronicle . . . → Read More: We’re Featured in Mediaplanet Financial Literacy Campaign

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Keep Your Home California Changes Program Criteria To Help Unemployed Homeowners

Keep Your Home California Changes Program Criteria To Help Unemployed Homeowners

Expands Unemployment Mortgage Assistance Program to 18 months

SACRAMENTO – Keep Your Home California announced changes that will help more low-and moderate-income homeowners qualify for as much as $54,000 from the free mortgage-assistance program. The changes affect the Unemployment Mortgage Assistance Program, . . . → Read More: Keep Your Home California Changes Program Criteria To Help Unemployed Homeowners

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FDIC: Looking for the Best Mortgage

Looking for the Best Mortgage

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage–whether it’s a home purchase, a refinancing, or a home equity loan–is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved . . . → Read More: FDIC: Looking for the Best Mortgage

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Housing Fair in Oakland on Dec 13

Housing Fair

December 13 @ 9:00 am – 3:00 pm

NID Housing Counseling Agency – Oakland,
7677 Oakport St., Oakland, CA 94621 United States

+ Google Map

Download . . . → Read More: Housing Fair in Oakland on Dec 13

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Los Angeles Announces Life Smarts – An educational program for youth

 

An Educational Program for California’s Youth!

WHAT IS LIFESMARTS?

LifeSmarts is a FREE educational program that develops the consumer and marketplace skills of teenagers in a fun way and rewards them for the knowledge they demonstrate. Students learn about personal finance, consumer rights and responsibilities, technology, health and safety and the environment to prepare for today’s dynamic . . . → Read More: Los Angeles Announces Life Smarts – An educational program for youth

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