Starting this tax season, consumers who claim the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) on their income tax returns may have to wait longer than in previous years to receive their tax refund. Due to a new law, the IRS will not start direct depositing . . . → Read More: CFPB Helping Consumers Prepare for Delays in Receiving Tax Refunds
Another election season is behind us and one thing is for sure, many people are uncertain of what their financial situation will be in the coming years. What doesn’t change is the fact that people still need to have money saved to pay for unexpected expenses and even more to realize their savings goals. While the . . . → Read More: America Saves New Partner Packet: Ring in the New Year with a New Financial You
Free Holiday Budget Printable – America Saves
Free Holiday Budget Printable
It’s the season of giving! If last year is any indication, you can expect to spend a budget busting $800 or more on gifts. And then there’s the plane ticket back home, party dresses, tinsel, wrapping paper, the holiday roast, and so much more.
Heading into the . . . → Read More: Free Holiday Budget Printable – America Saves
The Federal Deposit Insurance Corporation (FDIC) and the U.S. Small Business Administration (SBA) today announced enhancements to Money Smart for Small Business, a resource that provides practical guidance for starting and managing a small business.
Money Smart for Small Business, a free curriculum available on the FDIC website, was jointly developed by the FDIC and SBA in . . . → Read More: FDIC, SBA Announce Enhanced Money Smart for Small Business Curriculum
Mortgage Refinancing Scams Prey on Military
November 10, 2016
Service men and women are, unfortunately, often the targets of scams. One con that preys on military members is predatory lending, when unscrupulous companies use false promises to trick borrowers into bad loans.
How the Scam Works:
You get an offer – via mail, email or even social media – touting mortgage refinancing just . . . → Read More: Mortgage Refinancing Scams Prey on Military
Join The Pew Charitable Trusts and the California Budget & Policy Center for an expert convening on Thursday, November 17, about California Secure Choice, the new retirement savings program that was passed by the California Legislature and signed into law by Governor Jerry Brown. During this half-day event, participants will discuss what this state-mandated retirement plan . . . → Read More: The Future of Retirement Savings in California
For military folks, financial decisions can have long-term effects on family life, security clearance, and mission readiness. In fact, the Department of Defense (DoD) has said that financial readiness is a critical part of the force’s mission readiness. It makes sense: when you know how to manage your money – and how to spot a rip-off . . . → Read More: FTC Military Consumer Toolkit
FTC Alert for Spanish-speaking victims of a mortgage relief scam
According to the FTC, Brookstone Law and Advantis Law firms convinced homeowners to make an upfront payment to join a mortgage lawsuit against banks and lenders, supposedly to help them avoid foreclosure, get rid of their mortgages, or get money from their lenders.
FTC investigators have discovered that . . . → Read More: FTC Alert for Spanish-speaking victims of a mortgage relief scam
Seniors Information Center
Welcome to the California Department of Insurance (CDI) Senior Information Center. If you are a senior citizen, this website is especially for you. Seniors today face an increasingly difficult time when making decisions about insurance. Changing laws, more choices, and the threat of scams combine to make these decisions even more stressful.
The best way . . . → Read More: CDI Seniors Information Center
FTC Acts to Stop Telemarketing Fraud Targeting Seniors
At the Federal Trade Commission’s request, a federal district court in Arizona has temporarily shut down a fraudulent telemarketing scheme that allegedly bilked more than $9 million from thousands of consumers across the nation, many of whom are elderly and live on a fixed income, including military veterans.
According to . . . → Read More: FTC Acts to Stop Telemarketing Fraud Targeting Seniors